Team Effort

Obtaining financing for a home loan, whether it is for a purchase or refinance, can be a time consuming affair riddled with unforeseen obstacles and potential stressful setbacks. Today, it seems as though every investment firm, insurance company, and even tax preparation firm is getting into the Mortgage Business. For the average borrower buying a tract home in the Midwest, where the medium home price and household income is well below that of the Bay Area, this automated and informal process can be a viable option.

However, in a sophisticated housing market, such as the Bay Area, it pays to have someone guiding the loan process who has synergistic relationships with all the players involved. There are far too many things that can go wrong. The Mortgage Broker, Title Company, Property Appraiser, Bank, and Realtor can all be important players in the loan acquisition process. However, if these individuals have no history of working together, the client is open to a potentially disastrous experience. To be specific, the “right hand must know what the left hand is doing” in order to insure a seamless experience.

Greg Merrill has been assisting Bay Area homebuyer's obtain financing for their homes and investment properties for nearly fifteen years. Over this period of time, Greg has established strong ties with local Realtors, Title Officer's, Appraisers, Mortgage Bank's, as well as Institutional Lenders. As an Owner/Producer of California's highest producing Residential Mortgage Brokerage**, Greg also has “Preferred Broker” status with many of the large Banking Institutions, such as Wells Fargo, Washington Mutual, Chase Manhattan and Bank of America, to name just a few. This positioning not only translates to preferential maneuvering with the banks, but a noticeable advantage over other Mortgage Brokers and Banks. The bottom line is the borrower benefits! (Testimonials from past clients available upon request)

Referral Program

Upon request, Greg would be more than happy to recommend professionals to you that he feels will complement your personality and objectives. He can make strong recommendations of the following professionals:

*Realtors (Marin, San Francisco, East Bay)

* Appraisers (Marin, SF, East Bay)

* CPAs (Marin, SF)

* Financial Planners (Marin, SF)